First Conversation:
- Discuss Fiduciary Responsibility and why you may not have heard about this possibility until now.
- Re-affirm that this is available within your existing company's retirement plan and that your funds remain in that plan.
- Establish the fact that you remain in control of your account, just like you are now.
- Review your investment options including the "Self-Directed" option.
- Discuss the concept of Active Management versus Passive Asset Allocation.
- Look at historical rates of return.
Second Conversation:
- Review historical performance based on your individual risk tolerance.
- Review research reports and illustrations that are customized for you.
- Discuss retirement projections.
- Re-affirm that this is available within your existing company's retirement plan and that your funds remain in that plan.
- Discuss how you control how much money is invested in the "Self-Directed" option or in the traditional funds.
Third Conversation:
- Re-cap the earlier meetings and address any questions that you have.
- Be guided through the next steps; how to open the "Self-Directed" account and how to take further control of your retirement.
